Meet The Face Behind Jessa Mortgage Financing
I’m Saleem Jessa, the proud owner of Jessa Mortgage Financing.
I look forward to sharing my journey with you and in time, hopefully you will let me be a part of yours.
When I chose to pursue a career in the financial industry, I wanted to do something meaningful that would change people’s lives. That’s when I became a mortgage specialist.
Working as a specialist was nice. I had an opportunity to help a lot of people, but there were so many that I had to turn away.
One day as I thought to myself, how can I assist more people? I realized that I needed flexibility and more options. So, over the next few weeks, I got my mortgage agent license and started working for The Mortgage Centre.
Before becoming a mortgage agent, I worked in the small business department at TD Bank for approximately four years. Around two years ago, I started working as a mortgage specialist for the bank. One year later, I joined the broker world.
Over the past few years, there have been significant changes in the industry. When I started my business, the B-20 rules were very new. The government had changed some rules to make the qualifying process stricter. Even the stress test was intensified to prevent people from borrowing more than they could pay. This was accompanied by tighter qualification guidelines. The biggest change in the last two years was the stress test. It has been adjusted and fine-tuned to reflect changes in the market. Currently, they are reducing the stress test rate to stimulate the market.
Despite the changes in the mortgage industry, my business has picked up. To keep up with the demand, I’ve had to restructure my process and get some help.
I like being a mortgage broker as the entire process is enjoyable for me. But if I had to choose the best part, it would be seeing my clients after they have settled into their new home.
Besides helping my clients find the ideal products for their needs, I also do my best to put them first and provide them with a five-star experience. Being honest, loyal, and dedicated is one part of delivering top-notch services, the other is showing that we genuinely care.
I am very proud of my efforts to support my clients in the last two years. I attribute this success to my hard work and the dedication of my team. At the same time, I cannot forget about my clients. Without them, there would be no business.
When I’m not helping my clients and my community, I like to go biking or for walks with the family and playing video games with my kids.
Other than helping the people in my local community, some of my passions are getting accessible, cheap, and affordable internet for everyone in the world. I even invest in renewable energy sources and technology that will ring in the future of our world.
I’m glad you guys took some time to get to know me a little bit better. The next step for me will be to bring in some educational and entertaining content to my social media feeds.
If you or someone you know could benefit from my expertise in mortgages for clients across Cobourg, Port Hope, Newcastle, Bowmanville, Courtice, Port Perry, Uxbridge, Oshawa, Whitby, Ajax, Pickering, Scarborough, Markham, Stouffville, Richmond Hill, North York, and the surrounding areas, I invite you to get in touch. Please visit my website at www.themortgagepro.ca.